About OurFiin

At OurFiin, we understand that many Americans are financially unhealthy, with the highest concentration being African Americans, Latinos, and members of Indigenous communities.

OurFiin brings personal financial management capabilities to market through a consolidated view of your financial activities so that you have a central point where you can see all of your financial activities, make better decisions, and grow your Financial Health.

  • Our mission is to do our part by channeling the transformative power of purpose, community, and innovative technology to provide the communities we serve with more equitable, sustainable, and inclusive financial products and services.

  • · Digital-native and mobile-first accounts

    · FDIC Insured

    · Free Remote Check Deposit

    · Next-gen security

    · No ATM surcharge fees at participating locations

    · No minimum balance or deposit

    · No monthly maintenance fees

    · No overdraft fees

    · No peer-to-peer transfer fees within the OurFiin community

    · Reload cash at participating locations

  • OurFiin emphasizes the importance of TRUST through our COMMUNITY and mission-aligned allies. As a member, you benefit from TRANSPARENCY, fairness, and EQUITY through our comprehensive approach to incorporating real-time financial education and awareness into your mobile money management experience.

Our Story

“We’re at an inflection point to really deliver on the promise of fintech because it is not just about access, but also equity.”

-David Dwumah, as quoted in Benzinga.

David is an established and successful cross-functional banking and financial services industry veteran. He designed and developed OurFiin to utilize his personal experiences as an immigrant and a black man who navigated America’s financial system and professional success to help millions of struggling Americans improve their financial health.

Founder & CEO

David Dwumah

David has 20 years of expertise in financial services. Serial Entrepreneur, Risk Management Advocate, ex-Public Servant with the honor of providing oversight over transformative projects and programs at the Fed and on behalf of the US Treasury, touching all our lives! 

David earned his bachelor’s degree from the University of North Florida, a master’s degree in Information Systems from Baylor University, and another master’s degree in Accounting from the University of Notre Dame. David is a Certified Public Accountant (CPA) in the Commonwealth of Massachusetts. 

David was born in Ghana, West Africa. David arrived in the United States on New Year’s Day, 1996 to attend college on scholarship. Growing up in Ghana, David had always been intrigued by Susu, a nonformal community-based savings practice where family and friends come together in order to borrow and lend money to each other. Every time David visits his family back home in Ghana, he observes how the rise of cellphone-based Mobile Money, is radically transforming the lives of the “unbanked” and “underbanked'' by exponentially meeting users with banking services where they are, on their cellphones.

Founding OurFiin is David’s lifelong observation and belief in the power of People helping People and the use of appropriate technology to better the lives of others.